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Buy to Let Mortgage Options from Capital Home Loans
Capital Home Loans offers a number of mortgage products designed especially to meet the needs of landlords in the UK. Whether you're looking for a fixed rate landlord mortgage or a flexible tracker option, this lender is likely to have a landlord mortgage that meets your needs. Many people choose Capital Home Loans to meet their mortgage needs for their own homes as well as for funding investment properties.
Fixed Rate Landlord Mortgage Option
If you select a buy to let fixed rate loan from Capital Home Loans, you'll enjoy the benefits of having a fixed payment and interest rate for a specific period of time. If you're interested in this type of loan, it's important to be aware that the amount borrowed can't exceed 85 percent loan to value. If the loan is paid in full during the fixed period, early repayment charges apply. Following the end of the fixed term, the loan will convert to a variable rate loan, based upon the Bank rate plus a set percentage.
Flexible Tracker Buy to Let Mortgage
When you opt for a flexible tracker landlord mortgage, your interest rate and required monthly payment will vary based on the Bank rate. You may select a tracker program that offers a Bank plus rate during the first part of the term that changes upward after a set period of time. You can also opt for a different flexible tracker landlord mortgage that tracks along with the Bank base rate for the whole loan period. Early repayment charges apply to these loans.
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